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A SWIFT is an 8-11 character code that identifies your country, city, bank, and branch.
If you're sending or receiving money internationally between banks, particularly international wire transfers or SEPA payments, you may be asked for a SWIFT code.
SWIFT codes help banks to process transfers from abroad by identifying the exact bank and branch where the money should go.
Browse SWIFT codes for all major banks in Cambodia
A SWIFT code (also known as BIC - Bank Identifier Code) is a standard format for Business Identifier Codes used to identify banks and financial institutions globally. It's used when transferring money between banks, particularly for international wire transfers.
SWIFT stands for Society for Worldwide Interbank Financial Telecommunication - it's the network for processing international payments. BIC stands for Bank Identifier Code, which refers to the actual code digits. In practice, 'BIC' and 'SWIFT' are used interchangeably.
No. SWIFT codes identify banks for international transfers, while IBANs (International Bank Account Numbers) identify individual bank accounts. For international transfers, you typically need both - the SWIFT code for the bank and the IBAN for the specific account.
You need a SWIFT code when sending or receiving international wire transfers. Your bank will ask for the recipient bank's SWIFT code to route the payment correctly. You may also need it for SEPA payments in Europe.
You can find your bank's SWIFT code on your bank statements, in your online banking portal, by contacting your bank directly, or by using our SWIFT code finder tool above.
SWIFT codes can be either 8 or 11 characters. An 8-character code represents the bank's head office, while an 11-character code includes a 3-digit branch code for a specific branch location.
